Lakástakarék: erre figyeljen, mielőtt szerződik

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A megtakarítási piacon az egyik legjobb megoldást jelentik 10 százalék feletti hozamot garantáló lakás-takarékpénztári megtakarítások. 46-49 hónapos futamidő mellett 1,2-1,3 millió forint halmozódhat fel az állami támogatással együtt. Bár a lakás-takarékpénztári megtakarítások szabályozása elég kötött, ennek ellenére lehetnek jelentősebb különbségek például a szerződéskötési díjakban, ezért érdemes a megtakarítás elindítása előtt átnézni a különböző lakás-takarékpénztári konstrukciók feltételeit és gondolni kell a futamidőre is. A lakás-takarékpénztári megtakarítást a gyerekek után járó állami támogatásokkal kombinálva akár évekkel hamarabb visszafizethető a lakáshitel-tartozás.

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