Mutatjuk, havonta mennyit érdemes félretenni, hogy mihamarabb lakást tudjunk venni

A magyaroknak fontos, hogy saját lakásuk legyen – tízből kilencen el is érik ezt célt, derül ki az OECD statisztikájából. Ezzel az eredménnyel egyébként dobogós, harmadik helyezést értünk el.

De mi kell ahhoz, hogy meglegyen a vágyott saját lakás vagy ház? Hogyan érdemes nekifogni az ingatlanszerzési projektnek, és milyen úton juthatunk el odáig, hogy költözhessünk? Az OTP lakáshitelezési igazgatóját, Kormos Zoltánt kérdeztük erről.

Természetesen lakástakarék!
A lakásvásárlást érdemes úgy kezdeni, hogy félreteszünk egy kis pénzt. És hogy milyen megtakarítási formát válasszunk lakáscélra? A szakértő a lakástakarék-pénztári szerződést ajánlja, kiemelve, hogy megtakarításunk összege után 30 százalékos, maximum évi 72 000 forintos állami támogatást kaphatunk, amennyiben legalább 4 éven keresztül takarékoskodunk és a megtakarítás összegét a későbbiekben lakáscélra használjuk fel. A jelenlegi alacsony kamatkörnyezetben már ezzel kimagasló hozam érhető el, amihez még hozzájárul a lakástakarékpénztár által a megtakarítás összegére és a jóváírt állami támogatásra térített betéti kamat is.

Amit még érdemes tudni: a támogatás személyenként (szerződésenként) jár. Egy személynek azonban lehet több szerződése is, ha közeli hozzátartozót jelöl meg kedvezményezettként.

És mit lehet mondani annak, aki most kezdene el lakásra takarékoskodni: mennyit tegyen félre havonta, hány évig kell takarékoskodnia, mielőtt belevágna a vásárlásba, vagy építésbe?
Abból kiindulva, hogy hitelre is szükségünk lesz,

267 thoughts on “Mutatjuk, havonta mennyit érdemes félretenni, hogy mihamarabb lakást tudjunk venni”

  1. Having read this I believed it was very informative. I appreciate you taking the time and energy to put this informative article together.
    I once again find myself personally spending
    way too much time both reading and leaving comments. But so what, it was still worth it!

    My web blog – CBD gummies for sleep

  2. We’re a group of volunteers and starting a new scheme in our community.

    Your site provided us with valuable info to work on. You
    have done an impressive job and our entire community will be grateful to

    my blog post: cbd gummies

  3. Hey there! I know this is kinda off topic however , I’d figured I’d ask.
    Would you be interested in exchanging links or maybe guest writing a
    blog post or vice-versa? My website covers a lot of the same topics as yours and I
    think we could greatly benefit from each other.
    If you happen to be interested feel free to shoot me an email.
    I look forward to hearing from you! Excellent blog by the way!

    Feel free to visit my page; cbd gummies

  4. I’m no longer sure the place you’re getting your information, but great topic.
    I needs to spend some time finding out much more or working out
    more. Thanks for fantastic info I was in search of this information for my mission.

    My web site … delta 8 thc near me

  5. Hi, I do believe this is an excellent web site.
    I stumbledupon it 😉 I will return once again since I book-marked it.
    Money and freedom is the best way to change, may you be rich
    and continue to guide others.

    Here is my website: best delta 8 thc

  6. Hello this is kinda of off topic but I was wondering if blogs
    use WYSIWYG editors or if you have to manually code with HTML.

    I’m starting a blog soon but have no coding experience so I wanted to get guidance from someone with experience.

    Any help would be greatly appreciated!

    My web blog: CBD gummies for sale

  7. Superb site you have here but I was wanting to know if you knew
    of any forums that cover the same topics discussed
    in this article? I’d really love to be a part of community where I can get feedback
    from other knowledgeable individuals that share the same interest.

    If you have any recommendations, please let me know.

    Also visit my blog post … delta 8

  8. Woah! I’m really digging the template/theme of this blog. It’s simple, yet
    effective. A lot of times it’s tough to get that “perfect balance”
    between user friendliness and visual appearance.
    I must say that you’ve done a amazing job with this.
    In addition, the blog loads super fast for me on Safari.
    Superb Blog!

    Also visit my site :: CBD gummies for pain

  9. Aw, this was a really nice post. Spending some time and actual
    effort to make a good article… but what can I say… I procrastinate a lot and never seem to get anything done.

    Also visit my homepage – buy cbd gummies

  10. Great beat ! I wish to apprentice while you amend your website, how
    could i subscribe for a blog website? The account helped me a acceptable deal.

    I had been a little bit acquainted of this your broadcast offered
    bright clear idea

    Feel free to visit my website :: CBD gummies for pain

  11. I got this web page from my buddy who told me on the
    topic of this website and now this time I am visiting this web site and reading very informative
    articles or reviews at this place.

    Stop by my homepage … cbd for sale

  12. Everyone loves what you guys are up too. This kind of
    clever work and reporting! Keep up the good works guys I’ve added you guys to my personal blogroll.

    Here is my website :: delta-8-THC

  13. Greate article. Keep writing such kind of info on your blog.
    Im really impressed by your site.
    Hi there, You have performed a great job. I will definitely digg it and
    for my part recommend to my friends. I’m confident they
    will be benefited from this site.

    Also visit my web blog: cbd products

  14. I am curious to find out what blog system you’re working with?
    I’m having some minor security problems with my latest website and
    I would like to find something more risk-free.
    Do you have any recommendations?

    my website – best CBD

  15. I’d like to thank you for the efforts you have put in penning this website.

    I am hoping to see the same high-grade blog posts by
    you in the future as well. In truth, your creative
    writing abilities has encouraged me to get my own,
    personal website now 😉

  16. Admiring the persistence you put into your site and detailed information you provide.
    It’s good to come across a blog every once in a while that isn’t the same old rehashed material.
    Wonderful read! I’ve saved your site and I’m adding your RSS feeds to my Google account.

    Also visit my homepage: slot

  17. Hey there, You have done an incredible job. I’ll certainly digg it
    and personally suggest to my friends. I am sure they will be benefited
    from this site.

    my homepage; Best Delta 8 THC Gummies, Caren,

  18. What i don’t understood is in truth how you are no longer really much more neatly-appreciated than you
    might be now. You’re so intelligent. You understand therefore considerably in relation to this
    topic, made me personally believe it from a lot of
    varied angles. Its like men and women don’t seem to be involved
    except it is one thing to do with Woman gaga! Your individual
    stuffs outstanding. All the time maintain it up!

    Visit my blog :: delta 8 gummies

  19. Thank you for sharing superb informations. Your website is very cool. I am impressed by the details that you have on this website. It reveals how nicely you perceive this subject.

  20. you are really a good webmaster. The site loading pace is amazing. It seems that you are doing any unique trick. In addition, The contents are masterpiece. you have done a great task on this matter!

  21. Unquestionably imagine that that you stated. Your favorite reason seemed to be
    on the internet the easiest thing to consider of. I say to you, I definitely get irked at the same
    time as people think about concerns that they plainly do not know about.

    You managed to hit the nail upon the highest as smartly as
    outlined out the whole thing with no need side effect ,
    folks could take a signal. Will likely be again to get more.
    Thank you

    my blog post – delta 8 (

  22. “This is the right blog for anybody who hopes to find out about this topic. You know a whole lot its almost tough to argue with you (not that I really would want toÖHaHa). You certainly put a fresh spin on a topic that’s been discussed for decades. Wonderful stuff, just excellent!”

  23. “I’d like to thank you for the efforts you’ve put in penning this blog. I am hoping to see the same high-grade content by you later on as well. In truth, your creative writing abilities has motivated me to get my own, personal website now ;)”

  24. “Right here is the right web site for anybody who hopes to understand this topic. You know a whole lot its almost tough to argue with you (not that I actually will need toÖHaHa). You certainly put a new spin on a topic which has been discussed for years. Excellent stuff, just great!”

  25. Sziasztok, Andris vagyok. Azoknak a tudatos internethasznaloknak a segitseget keresem, akik segitenek abban, hogy velemenyezik az altalam keszitett weboldalt ( Most tanulom csak a webfejlesztoi keszsegeket es ez amolyan dolgozatszeru munkam. Ahhoz, hogy a tanfolyamon beszamitsak a munkamat 30 velemenyt vagy interakciot kell gyujtenem. Koszonom a megertest es a segitokesz hozzaallast. Minden velemenyt es tanacsot koszonettel fogadok.

  26. May I just say what a relief to uncover someone who really understands what they’re discussing over the internet.

    You actually realize how to bring a problem to light and make it important.
    More people must look at this and understand this side of the story.

    I was surprised that you’re not more popular given that you surely possess the gift.

    Here is my website :: best cannabis vapes

  27. Hi, I do believe this is an excellent website.
    I stumbledupon it 😉 I will revisit yet again since I book marked
    it. Money and freedom is the best way to change, may you be rich and continue to help others.

    my web blog; weed near me

  28. Hello There. I discovered your blog using msn. That is an extremely
    neatly written article. I’ll be sure to bookmark it and return to learn more of your helpful information. Thanks for
    the post. I will certainly comeback.

    My blog post buy weed online

  29. Howdy! Do you use Twitter? I’d like to follow you if that would be okay.
    I’m undoubtedly enjoying your blog and look forward to new updates.

    My webpage – buy weed

  30. Do you mind if I quote a few of your articles as long as
    I provide credit and sources back to your blog?
    My blog is in the exact same area of interest as yours and my visitors
    would genuinely benefit from some of the information you present here.
    Please let me know if this ok with you. Thanks a lot!

    My web page; best kratom

  31. Hello would you mind sharing which blog platform you’re working with?

    I’m planning to start my own blog in the near future but
    I’m having a difficult time choosing between BlogEngine/Wordpress/B2evolution and Drupal.

    The reason I ask is because your design seems different
    then most blogs and I’m looking for something unique.
    P.S Sorry for being off-topic but I had to ask!

    My web page otc pain relief for dogs

Vélemény, hozzászólás?

Az email címet nem tesszük közzé.